Mansfield Payments
A more thoughtful look at complex businesses
A complicated business model needs a closer conversation. We work with multiple providers to explore options when a standard application is not the whole story.
What makes a business harder to place?
The products you sell, delivery timeline, recurring billing, average sale size, refunds, chargebacks and processing history can all affect a provider’s review. “High risk” is a provider assessment, not a judgment about your business.
Tell us how your business works
We can discuss ecommerce, subscription services, future-delivery businesses and other specialized industries. Not every provider accepts every activity. Some categories require additional documentation or specific operating conditions; others are prohibited by the applicable program.
- What do you sell, and where are your customers?
- How and when do customers receive the product or service?
- Do you use recurring billing, deposits or advance orders?
- What is your processing and chargeback history?
- Are licenses or age restrictions relevant to your business?
A review, not an approval promise
We will discuss the business with an appropriate provider and explain the next steps. The provider and sponsoring bank make the underwriting decision. Approval, reserves, limits and funding terms depend on that review.
Please do not send identity documents or financial account credentials through the inquiry form. If an application is appropriate, you will receive the provider’s application process.