Mansfield Payments
High-Risk & Specialty Payment Processing
Your business deserves a processing conversation that starts with what you actually sell. If a standard signup does not fit your industry, we can help explore a more suitable merchant account.
Mansfield Payments works with multiple processors to review specialized businesses, with firearms and eligible CBD businesses among our key areas of focus. We look at the products, sales channels and operating details that influence placement, then explain the options and next steps.
Discuss your industry →Processing options for specialized businesses
Start with one of these common areas. Acceptance varies by product, business model and processor; a retail store and an online seller in the same industry may need different arrangements.
CBD & hemp businesses
Payment options for eligible hemp-derived CBD retailers and brands, with attention to product documentation and the way you sell.
Explore cbd & hemp businessesFirearms, ammunition & accessories
A Mansfield specialty: processing discussions for gun shops, licensed dealers and ammunition or accessory retailers.
Explore firearms, ammunition & accessoriesSmoke shops & vape retailers
Review your inventory mix, storefront or online sales, and the requirements that shape a suitable account.
Explore smoke shops & vape retailersSupplements & nutraceuticals
Explore processing for eligible supplement businesses, including online sales, product ingredients and marketing practices.
Explore supplements & nutraceuticalsSubscriptions & memberships
Match recurring billing to your service, fulfillment schedule and customer cancellation process.
Explore subscriptions & membershipsTravel agencies & tour operators
Discuss booking deposits, advance payments and the time between taking payment and delivering the trip.
Explore travel agencies & tour operatorsMore options starts with the right information
A category label is only the beginning. We want to understand your full product range, where customers place orders, when you deliver, and whether you take deposits or recurring payments. That helps us approach a processor whose program can fit the business you are actually running.
If you have been declined or asked to find a new processor, tell us why and share your recent processing history. We can review the circumstances and discuss whether another path may be available.
Know the terms before you decide
We will help you review proposed processing costs, funding timing, any reserve and processing limits. Those details can affect cash flow as much as the rate. Our job is to make the options understandable and tell you plainly when we cannot place a business.
Questions business owners ask
Does every business listed here count as high risk?
No. The processor considers the business model as well as the industry. Retail and online sales can be treated differently, and advance delivery, recurring billing or processing history can change the review.
Can I apply if my business is new?
Tell us about the planned business, products and expected sales. Some opportunities may be available to new businesses, while others require more history or documentation. We will identify the relevant requirements before you invest time in an application.
Is approval instant or guaranteed?
No. The selected processor and sponsoring bank must review and approve the account. Timelines depend on the business and the documents needed. We will help you understand what comes next.
What if my industry is not listed?
Contact us with a clear description of what you sell and how you collect payments. This is a focused list of areas we discuss, not a complete list of every business we may be able to assist.
Let’s find out what fits your business
Tell us about your products, sales channels and current processing situation. We will give you a clear next step.
Let’s discuss your options